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High yield, fixed term investment

6.05% - 10.35% p.a.*

VIEW OUR LATEST INTEREST RATES

Interest Calculator | Estimate returns for investments from $25,000

~Estimate Only. Calculated from the first day of the following month for the term of the investment.

A SMART ROAD TO WEALTH

Invest with Investors Central

If you have been looking to diversify your investment strategy, consider investing in a company like Investors Central. Investors Central offers investors the opportunity to purchase preference shares with a range of choices when it comes to the duration of your investment and the monthly returns you can expect. 

We pride ourselves on maintaining open communication with our Investors. If you have any questions about Investor Central’s performance or the investment application process, get in touch today or download our latest Prospectus for 2024 | 2025.

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Investing in tomorrow starts today

Your gateway to consistent, monthly income*

Investors Central offer a distinctive and reliable investment experience, dedicated to fostering financial accessibility for Australians. We offer the opportunity to purchase Preference Shares, otherwise known as “Redeemable Preference Shares“, with flexible investment durations and attractive monthly returns that the company agrees to pay to investors on their principal investment amounts.

To learn more about your Investment Options with Investors Central, contact us today or download our latest Prospectus.

Investors joined since inception
0 +
Investment returns paid to Investors
$ 0 m+
Positive Returns
0 Years

*Information is current as at 30 June 2023

Australian-Owned investment company

WHY CHOOSE INVESTORS CENTRAL

Attractive Rates

Fixed interest with rates ranging from 6.05% – 10.35% p.a.*

No Ongoing Fees

No monthly ongoing fees or charges.

Monthly Returns

Earn a regular monthly income from interest payments.

Half year results 2024

Investor Briefing Events

about Investors Central

Investors Central Limited is an Australian unlisted public company founded in 2010. It raises capital by issuing redeemable Preference Shares to fund its lending business, Finance One, and its debt collection businesses, Strategic Collections & Commercial Credit Control. Since its inception, The Group has consistently reported profits and growth in its gross loan book value and equity.* 

Finance One has advanced over $1 billion in gross loans, and as of March 2024, its gross loan book grew to $500 million. We take pride in our       14-year track record of timely interest payments to investors and the successful redemption of maturing Preference Shares.

WHAT OUR INVESTORS HAVE TO SAY

INVESTOR TESTIMONIALS

I liked the Investor Central business model from the start. The spread of loans across a very wide customer base and the excellent systems to manage customer relationships, lowers the investment risk. Regular monthly cash flow to investors is also very attractive. But what really gave me confidence was meeting Jamie and his team. They are terrific people with a no nonsense style and a very honest view of the business. I have invested several times now and consider this one of the best investments in my portfolio.
C. Bloomfield | NSW
After my initial investment in 2010 it was not long before I gained confidence in the way in which Investors Central and its subsidiary Finance One conduct themselves, demonstrating a high degree of integrity and transparency, which only strengthens the faith I have in my investment leading my to increase my investment over time. I am enjoying my monthly interest returns as a part of my investment portfolio.
D. Jang | QLD
I have been an investor with Investors Central for more than 4 years and am extremely satisfied with the relationship. What attracted me to the company was the honesty of Jamie and the way he does business always straight up and down, with no hidden agendas!
B. Kemp
I have been an investor for five and a half years, adding to my investment over time. During this time I have attended every Investor's Lunch. Very good communication with management and staff and everything has gone as planned.
P. Legge
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Frequently asked questions

Investors Central provides a range of investment options from $25,000. Investment terms vary depending on your principal investment amount. Before submitting an application to Investors Central please download and read our Prospectus.  We also encourage you to take professional advice from your lawyer, accountant, or professional adviser about whether this investment option is suitable for you. Past performance is not a reliable indicator of future performance.

Investors Central raises capital to fund the lending operations of its wholly-owned subsidiaries, Fin One Pty Ltd (“Finance One”) and Finance One Commercial Pty Ltd (“Finance One Commercial”). Fin One Pty Ltd and Finance One Commercial Pty Ltd, are non-bank lenders that write consumer and commercial loans (respectively).  The Group is 100% Australian-owned and writes loans to borrowers in every state and territory in Australia. Investors Central is one of the few companies to offer this specific type of investment opportunity.

Investors Central offers a range of investment terms from 3 months to 60 months, depending on your principal investment amount. Your choice of investment term will affect the rate of the monthly interest you will receive. 

Funds obtained from investors go directly to financing loans through our wholly-owned subsidiaries, Fin One Pty Ltd and Finance One Commercial Pty Ltd. This means that as an investment company, we are able to maintain strict control over what happens to investor funds as they are being allocated within our own businesses.

Capital raised from Investors will be loaned by Investors Central on a secured basis to its wholly-owned subsidiaries, Fin One Pty Ltd and Finance One Commercial Pty Ltd, to fund their consumer and commercial lending operations. Fin One Pty Ltd and Finance One Commercial Pty Ltd, are non-bank lenders that write consumer and commercial loans (respectively).

By allocating some of your excess finance to an investment company like Investors Central, you are not only diversifying your investment strategy, but also creating a passive income stream for yourself with monthly payments.

At Investors Central, transparency is at the forefront of our operations. You can download our most recent annual and half yearly reports directly from our website. All information and current events can be found in our blog which is updated on a regular basis and our Prospectus can be downloaded directly from our website for those who are considering making an investment.

We invite any potential Investors to attend one of our regular investor briefings which allow you to get to know our team and learn about the investment options that Investors Central offers. If you would like further information on our investment company please download the Prospectus.

The Australian government guarantee on deposits of up to $250,000 per account holder – referred to as the Financial Claims Scheme (FSC) – only applies to depositors with authorised deposit-taking institutions (ADIs) such as banks, building societies and credit unions in the event of the ADI failing.

For the discerning investor with $25,000 or more.
Invest from 3 - 60 months with Investors Central.

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Level 5, 320 Adelaide St, Brisbane City QLD 4000

PO Box 3041 Hermit Park, QLD 4812

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© 2024 Investors Central Limited. All Rights Reserved.

Investors Central Limited ACN 143 097 385 (Investors Central) is offering investors the opportunity to subscribe for redeemable preference shares. The prospectus documents provide information to assist investors in deciding whether to invest in this offer. Investors are encouraged to read the prospectus in full and seek professional advice before deciding to invest. The redeemable preference shares are debt instruments which pay fixed returns over an investment term. The terms of issue applying to the redeemable preference shares are set out in the prospectus. Stated fixed returns are based on the directors’ current expectations in regard to the financial performance of Investors Central. Investor Central’s capacity to make fixed interest payments and repay investment capital may be materially affected by changes in circumstances, some of which may be outside the control of Investors Central. An investment in Investors Central is not guaranteed and there is a risk that you could lose some or all of the money invested. This website information has been prepared without taking into account your investment objectives, financial situation or needs and does not constitute a recommendation that you should invest in redeemable preference shares. The offer of redeemable preference shares is not made to any person to whom it would be unlawful to make the offer. Applications must be made by completing the application form attached to the prospectus. All applications are subject to acceptance by Investors Central.

*Disclaimer: Past Performance is not a reliable indicator of future performance. Investors are encouraged to read the Latest Prospectus in full and seek professional advice before investing.