Company Overview

Investors Central Limited was established to raise capital to fund the expansion of its automotive lending business, Fin One Pty Ltd and its commercial lending business Finance One Commercial Pty Ltd  (collectively referred to as Finance One). Since 2010, Finance One has specialised in lending to applicants who may fall outside the guidelines of traditional lenders, such as banks and credit unions, servicing an industry sector which has up to around 4 million Australian’s looking for credit.

Finance One has collectively originated over $1.23 billion in loans and has grown its total loan book to $503.10 million as of 31 March 2024. We are proud to report that over our 14 year journey we have always paid interest to investors on time and met redemptions of maturing Preference Shares. Since inception the Group has recorded profits each year and has grown its Loan Book Value and equity year on year*


Our Company Model

Capital raised from investors will be loaned by Investors Central on a secured basis to its wholly owned subsidiaries, Fin One Pty Ltd and Finance One Commercial Pty Ltd, to fund their consumer and commercial lending operations. Investors Central’s subsidiaries, Fin One and Finance One Commercial have continued to increase its funding capacity and diversity with the establishment of additional asset-backed securitised trust. Their third trust was established in October 2022 and its fourth in March 2023.


Fin One Pty Ltd & Finance One Commercial Pty Ltd

Fin One Pty Ltd and Finance One Commercial Pty Ltd, are non-bank lenders that write consumer and commercial loans (respectively). The Group is 100% Australian owned and writes loans to borrowers in every state and territory in Australia.

Finance One’s loans are targeted at the non-conforming market which falls outside banks and other Authorised Deposit Taking Institutions’ (ADI’s) lending guidelines.

Historically, Finance One has specialised in secured consumer motor vehicle loans. Finance One has expanded its product offering to include commercial loans and personal loans.

Active clients with a current loan
0 +
Average consumer loan
$ 0
Average commercial loan
$ 0

Information is current as at 31 March 2024.


View Past Investor Briefings

Managing Director Jamie McGeachie sat down with founder of Australia’s premier online investment showcase the Eureka report and ABC finance reporter Alan Kohler to discuss what makes this business model so successful.

Managing Director Jamie McGeachie was interviewed by finance commentator Peter Switzer which was featured on Sky News Business.

For the the discerning investor with $25,000 or more.
Invest from 3 - 60 months with Investors Central.