High Yield, Fixed Term Investment

6.05% – 10.35% p.a.*

Calculate Interest for an Investment from $25,000

~ Estimate only. Calculated from the first day of the following month for the term of the investment.


High Return Investments

If you have been looking to diversify your investment strategy, consider investing in a company like Investors Central. Investors Central offers investors the opportunity to purchase preference shares with a range of choices when it comes to the duration of your investment and the monthly returns you can expect. We pride ourselves on maintaining open communication with every one of our Investors and we are always available to provide answers to any questions you might have about Investor Central’s performance or the investment application process.


Investors Central an Australian Investment Company

Investors Central provides an investment option in Australia offering monthly returns over a fixed term. Preference shares are a special class of shares referred to as ‘redeemable preference shares’.  They are essentially debt instruments under which the company agrees to pay interest to investors each month on the principal investment amount. To find out more please download the Prospectus or get in touch with our Investor Relations Manager on 1300 468 236.

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Paid to Investors since inception
$ 0 M+
Positive Returns
0 Years

Information is current as at 30 June 2023


Invest in Investors Central

Attractive Rates

Fixed interest with rates ranging from 6.05% – 10.35% p.a.*

No Ongoing Fees

No monthly ongoing fees or charges.

Monthly Returns

Earn a regular monthly income from interest payments.


The latest Investors Central Presentation


A few words about Investors Central

Investors Central Limited is an Australian unlisted public company that was established to raise capital by offering redeemable Preference Shares to fund its lending businesses, Finance One and its debt collection businesses, Strategic Collections and Commercial Credit Control.  Finance One is a non-bank lender that writes consumer and commercial loans.  The Company’s business model has predominantly been based on servicing borrowers that fall outside traditional lenders’ guidelines, providing more Australians with an opportunity to access finance to improve their quality of life.

Since its inception the Group has reported profits and growth in its gross loan book value and equity.* Finance One has advanced over $1 billion in gross loans and as at 30 June 2023, the gross loan book grew to $439 million.


We are proud to report that over our 14-year journey we have always paid interest to investors on time and met redemptions of maturing Preference Shares.


Hear what our investors have to say

Frequently asked questions

Investors Central provides a range of investment options from $25,000. Investment terms vary depending on your principal investment amount. Before submitting an application to Investors Central please download and read our Prospectus.  We also encourage you to take professional advice from your lawyer, accountant, or professional adviser about whether this investment option is suitable for you. Past performance is not a reliable indicator of future performance.

Investors Central raises capital to fund the lending operations of its wholly-owned subsidiaries, Fin One Pty Ltd (“Finance One”) and Finance One Commercial Pty Ltd (“Finance One Commercial”). Fin One Pty Ltd and Finance One Commercial Pty Ltd, are non-bank lenders that write consumer and commercial loans (respectively).  The Group is 100% Australian-owned and writes loans to borrowers in every state and territory in Australia. Investors Central is one of the few companies to offer this specific type of investment opportunity.

Investors Central offers a range of investment terms from 3 months to 60 months, depending on your principal investment amount. Your choice of investment term will affect the rate of the monthly interest you will receive. Longer durations with our investment firm typically attract higher rates of return.

What makes Investors Central different from other companies funds obtained from investors go directly to financing loans through our wholly-owned subsidiaries, Fin One Pty Ltd and Finance One Commercial Pty Ltd. This means that as an investment company, we are able to maintain strict control over what happens to investor funds as they are being allocated within our own businesses.

Capital raised from Investors will be loaned by Investors Central on a secured basis to its wholly-owned subsidiaries, Fin One Pty Ltd and Finance One Commercial Pty Ltd, to fund their consumer and commercial lending operations. Fin One Pty Ltd and Finance One Commercial Pty Ltd, are non-bank lenders that write consumer and commercial loans (respectively).

By allocating some of your excess finance to an investment company like Investors Central, you are not only diversifying your investment strategy, but also creating a passive income stream for yourself with monthly payments.

At Investors Central, transparency is at the forefront of our operations. You can download our most recent annual and half yearly reports directly from our website. All information and current events can be found in our blog which is updated on a regular basis and our Prospectus can be downloaded directly from our website for those who are considering making an investment.

We invite any potential Investors to attend one of our regular investor briefings which allow you to get to know our team and learn about the investment options that Investors Central offers. If you would like further information on our investment company please download the Prospectus.

The Australian government guarantee on deposits of up to $250,000 per account holder – referred to as the Financial Claims Scheme (FSC) – only applies to depositors with authorised deposit-taking institutions (ADIs) such as banks, building societies and credit unions in the event of the ADI failing.

Investors with $25,000 or more have the opportunity to invest.

Fixed interest monthly returns from
3 months to 60 months.